Accounts, Payments & FX
All in One Place
All in One Place
One platform for every stage of growth. Business accounts in GBP/EUR/USD, domestic rails (Faster Payments, SEPA), cross‑border payments (SWIFT/SEPA), and live FX
~3 min read
130+ countries
FCA authorised (FRN 901043)
ISO 27001 & 22301
Pick where you fit in
Hold and convert balances to manage cash flow
Open quickly and start billing in GBP, EUR, USD
Accept local and international payments without heavy fees
Outcomes
Real‑time FX with transparent conversion
Risk‑based onboarding — only the essentials
Virtual business accounts / wallets (GBP, EUR, USD)
Domestic & cross‑border payments (Faster Payments, SEPA, SWIFT)
What you get
Startups & Freelancers
Launch, invoice, and get paid — fast
Keep FX costs predictable and under control
Pay suppliers, contractors, and teams globally
Simplify reconciliation with accounts in your business name
Outcomes
Clear eligibility guidance and dedicated support
Competitive, live FX with self‑service conversions
Multi‑currency accounts (virtual IBANs & wallets)
Cross‑border payments via Faster Payments, SEPA, SWIFT
What you get
Small & Medium Enterprises (SMEs)
Operate in multiple markets from one platform
Manage client risk and activity from one console
Cut time‑to‑market for mobile and web experiences
Own onboarding, payments, and FX under your brand
Outcomes
Client Management System for monitoring, controls, and reporting
White‑label apps (iOS, Android) and web portals with custom branding
Plug‑and‑play Payment APIs for fast integration
What you get
Electronic Money Distributors (EMDs)
Launch, invoice, and get paid — fast
Delegate access with strong approvals
Diversify holdings across currencies
Execute large transfers efficiently across regions
Outcomes
Private wallet structures, multi‑level signatures, enhanced privacy
Optimised FX with rate transparency
Multi‑currency accounts (virtual IBANs for personal wealth)
International transfers over Faster Payments, SEPA, SWIFT
What you get
High‑Net‑Worth Individuals
Move and manage wealth with discretion and control
Optimise FX and enforce payment policies
Consolidate global cash management across subsidiaries
Run payroll and mass payouts reliably
Outcomes
Advanced FX & rate policies with API automation
Bulk payment capabilities (payroll, mass payouts)
Multi‑currency accounts for global entities
Treasury & supplier payments across major schemes
What you get
Large Enterprises
Centralise treasury. Pay at scale. Stay in control
Reduce manual checks without increasing risk
Onboard clients quickly with audit‑ready trails
Move and segregate funds with clear permissions
Outcomes
Payments across major schemes with statements and exports
Integrated KYC/KYB and risk‑based onboarding
Multi‑currency accounts with role‑based access
What you get
Professional Services Providers
KYC, KYB, and payments — built for client‑money workflows
GBP, EUR, USD accounts and payments over Faster Payments, SEPA, SWIFT
FCA‑authorised Electronic Money Institution (FRN 901043)
Live FX with transparent conversion
Dedicated onboarding and account management
APIs and white‑label to embed or launch products fast
Why DigiDoe?
Security & Compliance
GDPR
UK GDPR
ISO 22301
ISO 27001
We maintain an ISO 27001‑certified ISMS and ISO 22301 Business Continuity Management, with data processing aligned to GDPR and UK GDPR (DPA 2018). DPAs and SCCs available on request.
Not sure where you fit?
Tell us your use case — we’ll match the right setup for your industry, volumes, and regions. Pricing is tailored to your volume, industry, currencies, and destinations.
Availability depends on jurisdiction, use case, and due‑diligence outcome.
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