GBP, EUR, USD and AED accounts for your business.
Receive business payments into the account that matches the currency. Hold each balance separately, open additional accounts in the same currency, and manage all your accounts from one DigiDoe application or web portal.
Four account currencies · Multiple accounts in the same currency · Web and mobile access
Get paid into the account that matches the currency.
Share the relevant account details with your counterparties. Eligible incoming payments are credited to the matching account and remain in that currency until you choose to convert or use the balance for a payment.
GBP account
Receive and send pounds using a UK sort code and account number in your company’s name.
USD account
Receive and send US dollars using a GB virtual IBAN through SWIFT for supported international payments.
EUR account
Receive and send euros using a GB virtual IBAN through supported European payment routes.
AED account
Receive and hold UAE dirhams using a GB virtual IBAN. Convert the balance or make eligible payments through supported routes.
More than one account in the same currency.
Where available under your plan and subject to approval, open additional GBP, EUR, USD or AED accounts for the same company and organise funds around the way the business operates.
Operations
Use a primary account for day-to-day receipts and payments.
Payroll
Keep payroll funding and salary payments separate.
Tax and planned liabilities
Set aside funds for VAT, corporation tax or other planned commitments.
Suppliers, projects or business units
Separate funds for supplier runs, projects, contracts or internal business units.
Additional accounts are for the account holder’s own business funds. They are not accounts for another legal entity or for holding undisclosed third-party or client money.
One view, separate records for every account.
View all approved accounts and balances from one place while keeping the activity for each account distinct.
One view.
See balances across GBP, EUR, USD and AED accounts through the DigiDoe web portal or mobile app.
Clear account names.
Name each account by currency or purpose so users can identify the right account quickly.
Separate records.
Review each account’s balance and transaction history separately.
Statements and exports.
View and download available statements or transaction records, subject to your plan and feature availability.
Setup access restrictions for each account.
Assign authorised users only the access they need. Control who can view an account, prepare a payment, approve a payment or manage users on your business currency accounts.
Account visibility.
Give each user access only to the accounts and information relevant to their role.
Payment roles.
Separate payment creation from approval where required by your finance policy.
Payment approval rules are configured separately through DigiDoe’s payment approval workflow feature.
Pay or convert as your business needs.
Use the relevant balance for eligible domestic or international payments. Convert in 38 currencies when needed at best offered rates.
Domestic payments
Send GBP through Faster Payments, Bacs and CHAPS, and EUR through SCT and SCT Instant, subject to eligibility and destination.
Cross-border payments
Send supported international payments through SWIFT.
FX
Hold balances in four account currencies and access FX across 38 supported currencies for eligible conversions and payments.
How we’re authorised and certified
FCA-authorised EMI
Authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution, not a bank.
FRN 901043 · verify on the FCA register ↗
Funds safeguarded
Relevant funds are safeguarded in accordance with the Electronic Money Regulations and held separately from our own funds.
Safeguarding partners named on request.
Independently audited
Safeguarding arrangements are independently audited.
Independent auditor, named on request.
ISO 27001
Certified information-security management protecting client data and systems, certified by the British Assessment Bureau.
ISO 22301
Certified business-continuity management so the service stays resilient, certified by the British Assessment Bureau.
Purpose-built technology
Proprietary infrastructure built in-house, with no third-party data exposure.
Payments are screened against sanctions and financial-crime controls, and transactions are monitored. These controls reduce risk; they do not remove it.
Ready to open business currency accounts?
Open GBP, EUR, USD and AED accounts, organise balances by currency and purpose, add users and controls your business needs.