Get paid in GBP, EUR, USD and AED.
Open currency accounts in your own name. Receive payments, keep each currency balance separate, convert on the go, and make domestic and international payments.
FCA-authorised EMI · FRN 901043 · ISO 27001 · ISO 22301 · funds safeguarded
Four Individual currency accounts.
One DigiDoe profile.
Receive GBP, EUR, USD and AED into dedicated accounts. Hold balances separately and manage them together in one place using the DigiDoe mobile application or the DigiDoe web portal.
GBPReceive and send pounds using a UK sort code and account number in your name.
USDReceive and send US dollars using SWIFT for supported international transfers.
EURReceive and send euros across supported European payment routes.
AEDReceive and hold UAE dirhams in a dedicated AED account. Convert AED when needed and manage the balance alongside your other accounts.
Receive, convert and pay.
Receive money into the currency account that matches it, hold the balance without automatic conversion, convert across supported currencies when you choose, and send payments using available routes.
Get paid in the right currency
Share the appropriate GBP, EUR, USD or AED account details and receive client or personal payments directly into that account.
Keep every balance separate
Each currency account has its own balance and transaction history, making incoming payments easier to identify and manage.
See everything together
View and manage all your accounts and balances from one mobile application or web portal.
Hold four account currencies
Keep balances in GBP, EUR, USD and AED until you are ready to use or convert them.
Convert between your currencies
Access FX for eligible conversions and payments.
Convert at live FX rates
Review live currency exchange rates and convert with nominal FX fees. The fee schedule gives the reference rate, the margin applied and the conditions.
Pay locally or internationally
Send GBP through Faster Payments, BACS and CHAPS, EUR through SCT and SCT Instant, USD and AED through SWIFT, subject to destination and eligibility.
Schedule payments for later
Choose a future payment date so upcoming supplier, contract or personal commitments do not depend on you remembering them at the last minute. Get reminded of upcoming Direct Debits.
Manage and analyse your spends better
Create dedicated accounts for each contract, client or context. Manage your spends efficiently and organise your finances with DigiDoe.
Multiple accounts. One clear view.
Create additional accounts to organise income and spending around the way you work.
Separate income by clients or contracts
Use dedicated accounts to keep payments connected with particular clients, projects or contracts separate.
Set money aside for specific purposes
Create accounts for tax, operating expenses or other planned commitments while retaining one overall view.
Plan payments ahead
Schedule payments for a future date and review upcoming commitments before they leave your account. DigiDoe reminds you in case you are going to fall short on any commitments, so that you can plan your spending efficiently.
Guided online onboarding, with fewer avoidable follow-ups.
Our application collects your identity, source of income or funds and expected account activity upfront. If you are applying as a freelancer or sole trader, we will also ask about your work and the payments you expect to receive.
Our team is available if you need help during your application.
How we’re authorised and certified
FCA-authorised EMI
Authorised and regulated by the Financial Conduct Authority as an Electronic Money Institution, not a bank.
FRN 901043 · verify on the FCA register ↗
Funds safeguarded
Relevant funds are safeguarded in accordance with the Electronic Money Regulations and held separately from our own funds.
Safeguarding partners named on request.
Independently audited
Safeguarding arrangements are independently audited.
Independent auditor, named on request.
ISO 27001
Certified information-security management protecting client data and systems, certified by the British Assessment Bureau.
ISO 22301
Certified business-continuity management so the service stays resilient, certified by the British Assessment Bureau.
Purpose-built technology
Proprietary infrastructure built in-house, with no third-party data exposure.
Payments are screened against sanctions and financial-crime controls, and transactions are monitored. These controls reduce risk; they do not remove it.
Choose the plan that fits how you get paid.
Compare FX pricing and monthly payment allowances across plans.
Core
A straightforward plan for managing supported currency accounts and day-to-day payments.
Get 20% off billed annually (£67.20)
Dynamic
For customers who need broader account and payment capabilities.
Get 20% off billed annually (£960)
Premium
For higher-volume or more complex account and service requirements.
Get 20% off billed annually, arranged with our team.
Fees, limits, allowances and FX methodology are set out in the fee schedule and the customer terms.
Ready to get paid internationally
and stay organised?
Open GBP, EUR, USD and AED accounts, keep funds separated by purpose, convert when needed and schedule payments.
Manage your accounts
on web and mobile.
View balances, receive payments, convert currencies, move money between your accounts and review upcoming payments wherever you work.
